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Personal accident cover

Personal Accident cover in Kenya 

The Personal accident cover provides compensation to the insured for physical and visible body injury caused in an accident. It goes on further to cover individuals if the injury as a sole cause results in death or disablement.

This cover may be extended, at an additional charge, to include additional risks such as riot & strikes.

 personal accident insurance coverage Kenya,

PA insurance

Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.

You can either take a PA policy for yourself or a group policy for your family, protecting you and them anywhere in the world, anytime of the day. PA insurance provides 24-hour worldwide insurance protection.

Important points to consider when buying PA insurance

The scope of cover and scale of benefits differ between insurance companies and you should therefore ensure that you purchase a policy which meets your requirements.

The types of coverage normally provided under a PA policy include:

-Accidental death

-Permanent disablement

-Weekly compensation

-Temporary total or partial disablement

-Medical expenses

-Corrective surgery

-Hospitalisation benefits

-Funeral expenses